Terms of Use

1. Acceptance of These Terms

By visiting this website, submitting a form, or purchasing any information, recommendations, selections, or associated services from Official Horse Picks (collectively, the “Services”), you agree to these Terms of Use. If you do not agree, do not access or purchase the Services.

2. Age Requirement

You must be at least 18 years old to purchase any product or service offered through this website. By making a purchase, you represent that you meet this requirement and are legally permitted to purchase and use the Services where you live.

3. Informational and Entertainment Purpose

Official Horse Picks publishes racing information for news, research, and entertainment purposes. This website is not a wagering operator, sportsbook, casino, or financial institution. We do not accept, hold, transmit, or place wagers for users.

You are solely responsible for determining whether your use of any information is permitted under applicable State, Federal, and Local law.

4. No Guarantees and Assumption of Risk

No outcome, return, payout, or result is guaranteed. Past results do not guarantee future performance. Racing and wagering activities involve risk, and you may lose some or all of the money you choose to use. You are responsible for your own decisions, limits, and budget.

5. Purchases, Delivery, and Final Sales

Products sold through the website are digital or informational in nature. Access may be delivered on-screen, by email, by text message, or through another electronic method described at purchase. Once access has been provided, viewed, or delivered, all sales are final except where otherwise required by law.

Please review our No Refund Policy before purchasing.

6. Third-Party Payment Processing

Payments may be processed by PayPal or another third-party payment provider. Official Horse Picks does not control the payment provider’s systems, policies, interruptions, or account-review decisions. Your payment may also be subject to the provider’s terms and privacy practices.

7. Electronic Communications

When you provide an email address or telephone number, you agree that requested service communications may be delivered electronically. Marketing email or text messages are sent only according to the consent language shown on the applicable form. Message and data rates may apply. Consent is not a condition of purchase unless clearly stated.

8. Personal and Noncommercial Use

Unless written permission is provided, the Services are for your personal, noncommercial use. You may not copy, scrape, reproduce, republish, resell, exchange, distribute, transmit, or create a competing service from website content or purchased material.

9. Prohibited Conduct

You may not use the website or Services to violate law; infringe another person’s rights; introduce malware; interfere with security or availability; attempt unauthorized access; submit false information; abuse payment disputes; or use automated systems to extract protected content.

10. Content Accuracy and Availability

We work to present useful and timely information, but racing schedules, entries, scratches, odds, track conditions, weather, and other factors can change without notice. Content may contain errors, delays, or omissions. We may correct, update, suspend, or discontinue any portion of the website or Services at any time.

11. Disclaimers

To the fullest extent permitted by law, the website and Services are provided “as is” and “as available,” without warranties of any kind, express or implied. Official Horse Picks does not provide legal, tax, financial, medical, or mental-health advice.

12. Limitation of Liability

To the fullest extent permitted by law, Official Horse Picks and its owners, employees, contractors, and service providers will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages, lost profits, wagering losses, lost data, service interruptions, or decisions made using the Services. Any aggregate liability for a paid Service will not exceed the amount you paid for the specific Service giving rise to the claim.

13. Indemnification

You agree to defend, indemnify, and hold harmless Official Horse Picks and its owners, employees, contractors, and service providers from claims, losses, liabilities, and expenses arising from your unlawful use of the website, violation of these Terms, infringement of rights, or misuse of the Services.

14. Changes to These Terms

We may revise these Terms as the website, Services, or legal requirements change. The updated date will appear at the top of this page. Continued use after a revision means you accept the revised Terms to the extent permitted by law.

15. Contact

Questions about these Terms may be submitted through the Contact page, by email at support@officialhorsepicks.com, or by calling (941) 914-5885.

Responsible Use